Growing from a lean startup to a 50-plus employee scale-up is exciting until you realise people-ops tasks are still stuck in spreadsheets. Payroll runs drag on, leave balances live in scattered files, and every compliance deadline feels like a fire drill. If you are the founder, HR lead, or finance head, you know that manual work will not carry you to the next growth milestone.
That is usually when platforms like Kredily catch your eye. Kredily packs HR, payroll, and leave management into one app, but user feedback is mixed. Common complaints include repeated sign-ins, limited clarity on TDS and Form 16, and basic features locked behind a paid tier.
This review cuts through the noise. We will break down Kredily’s strengths and weaknesses, share real user experiences, and point you to alternatives that might serve a scale-up team better.
Kredily is a simple, user-friendly HRMS software with three core features: HR automation, payroll and leave & attendance management.
Kredily’s pricing plan is not startup-proof, as the free plan and professional plan (costing ₹1499/month for up to 25 employees) both have significant feature lock-ins.
While Kredily customers are happy about the simplicity of this tool, they complain about auto log-out issues and the absence of a tax calculator in the free and professional plans.
We have also introduced five Kredily alternatives offering the same or more advanced features for more affordable prices.
In this Kredily review article, we will be focusing on Kredily’s three core features:
Payroll software: Create an automated and streamlined payout workflow and stay compliant with all payroll compliance.
Attendance & Leave software: Track attendance and leave with timely notifications and reminders.
HR Software: Automate HR processes to create significant employee experience.
Let us now assess each of the above-mentioned Kredily features and break down our analysis:
Kredily Payroll Software
Kredily is designed to help both SMEs and enterprises process their payroll according to specific requirements and compliance.
Configure payroll specifics depending on your organisation’s payroll regulations, personalised components, and accurate calculation of overtime wages.
Employees can generate payslips independently. Bulk download and distribution of payslips saves both time and effort for HR and finance teams.
Kredily’s payroll system automatically calculates various tax elements like PF, PT, TDS, and ESI and incorporates deductions.
Kredily supports customisable salary structures and allows a range of allowances, deductions and benefits. Flexible schedules like mid-month variable payout are also available.
Features and Availability
Features | Availability |
Error-free, timely payroll processing | Yes |
Tax compliance and filing | Yes |
Multiple payment options and direct deposits | Yes |
Timesheet and attendance integration | Yes |
Multi-currency support | Yes |
Mobile Accessibility | Yes |
Benefits and deduction management | Yes |
Customised payroll reports | Yes |
Confidentiality of secured employee data | Yes |
Employee expense management | Yes |
Audit and reconciliation tool | Yes |
Employee self-service portal | Yes |
Kredily Attendance & Leave Software
Kredily’s leave, time and attendance management software frees up the HR team’s time and keeps them productive by automatically tracking employee leaves and attendance.
Enable live tracking to cover employee attendance, clock-ins and clock-outs, and leaves with accuracy.
Add customisable rules to monitor late arrivals and early departures and send automated reminders to employees for pending attendance-related tasks.
Build automated leave workflows consisting of leave requests, approvals and rejections based on relevant factors.
Integrate leave management system with payroll to calculate accurate compensation.
Features and Availability
Features | Availability |
Compliance with location-specific leave policy | Yes |
Custom leave approval workflow | Yes |
Team calendar and scheduling | Yes |
Timesheet, payroll, and attendance integration | Yes |
Automated leave entitlement and accrual tracking | Yes |
Mobile Accessibility | Yes |
Leave-related notifications and reminders | Yes |
Customised leave usage and pattern insights | Yes |
Confidentiality of secured employee data | Yes |
Leave-related documents management | Yes |
Leave the dashboard and the absence tracker | Yes |
Employee self-service portal | Yes |
Multi-language support | No |
Kredily HR Software
Kredily’s HR software creates custom workflows from employee onboarding to offboarding.
Streamline and automate HR processes like onboarding, payroll, leave and attendance.
Automates onboarding and offboarding flows along with significant paperwork like ID card distribution and return, address proof collection, and other employee documentation activities.
A unified dashboard from employee reports tracking to streamline HR processes and with improved visibility into employee data and performance.
Features and Availability
Features | Availability |
Employee self-service portal (ESS) | Yes |
Employee Performance Management System | Yes |
Built-in learning and development centre | Yes |
HR metrics dashboard | Yes |
Mobile accessibility | Yes |
Integration with CRM and other tools | Yes |
Workflow automation | Yes |
Confidentiality of secured employee data | Yes |
Collaboration and engagement with co-workers | Yes |
Kredily has three pricing plans: Free Forever, Professional and Enterprise.
Free Forever
Kredily’s Free Forever plan accommodates unlimited employees with no hidden charges. While it gives you staples like employee self-onboarding, web-clock attendance and automated payroll runs, it limits you to just one custom leave rule and one custom attendance rule, which is too tight for even a small, culturally diverse team.
Storage is capped at 250 MB, and payroll must be run without statutory must-haves such as PF, TDS, ESI, PT calculations, income-tax projections or bulk payslip downloads.
On top of that, the plan is subject to an Active Usage policy: at least 80 per cent of employees must log in once a month, and payslips for 80 per cent of the workforce must be generated by the 15th of the following month. Miss those marks, and Kredily can downgrade your account or revoke access, so most startups end up moving to the paid Professional tier anyway.
Professional
Kredily’s Professional plan will cost you ₹1499/month for up to 25 employees. From the 26th employee onwards, you must pay an additional ₹60/month/employee. All the features unavailable in the Free Forever Plan are available in the Professional plan, along with unlimited data storage.
However, for some critical features, such as geofencing, income tax computation, exit management, bulk payslip download, and expense approval workflow, you will need to pay an additional amount per month per employee. Depending on the feature and its urgency, it can cost you between ₹10/month/employee to ₹50/month/employee.
This is again an added burden for startups because, despite paying ₹1499/month, they need to pay additional charges for each employee. Things become costlier when your team expands and exceeds 25 members.
Enterprise
The Enterprise plan accommodates unlimited employees and comes with custom pricing. It comes with an additional Kredsync annual maintenance charge of ₹5000 and provides several helpful features such as live tracking, rewards and recognition, and roster shift as add-on services.
Is Kredily pricing apt for growing businesses?
Kredily’s pricing plans are not appropriate for growing businesses for the following reasons:
The free plan is not suitable for startups as it excludes some of the most useful features. Startups and growing businesses opt for HR and payroll software because of its automation capabilities, which make founders' or HR professionals' lives easier.
But looking at the Free Forever plan, where some of the everyday use cases are missing, including tax calculation, overtime calculation, and payslip bulk download, it complicates the entire HR operations process.
Then comes the Professional plan, which costs you ₹1499/month for only 25 employees. Growing teams will exceed this 25-member limit pretty soon, which means paying excess charges for each new employee or opting for the Enterprise Plan.
And not to forget that critical use cases, Auto Clock In-out, expense approval workflow, and payslip bulk download are available with add-on charges in this plan.
Growing businesses need HR, payroll, and leave management software that allows them to accommodate as many employees as possible within affordable charges or charge on a per-person-per-month basis without any upper cap on the number of employees to be added per plan.
Wondering if such software even exists?
Yes, it does. On that note, introducing Craze with its pricing plans:
Begin with Core HR at ₹60 per employee per month
Core gives you the essentials in one place: employee directory, org chart, role-based permissions, secure document storage, plus streamlined onboarding and off-boarding workflows. It is the no-frills foundation every growing company needs.Add only the modules your team will use
Payroll, Leave & Attendance, Document Management, IT Asset Management, Employee Engagement, Performance Management, each sits on top of Core as an optional add-on. Pricing for every module is tailored to your headcount and the mix you select, so larger teams enjoy lower per-employee rates.
No hidden catches
• Pay strictly per employee, with no minimum-user fine print
• Every feature is unlocked from day one; no “advanced” paywalls
• Bundle discounts apply when you combine multiple modules
• Zero setup fees and the same white-glove support Craze is known for
In short, you pay a predictable ₹60 Core fee and then cherry-pick extras as needed. As you scale, the price per head goes down instead of up, giving you a flexible model that rewards growth rather than penalising it.
Kredily review is incomplete without analysing user feedback. We did some digging across review portals like G2, Capterra, Software Suggest and Techjockey to understand what users like and dislike about Kredily:
Kredily positive reviews
Question: What do you like about Kredily?
Namitha V - “Easy to use, affordable, excellent customer support, comprehensive.”
Devang - “Extremely thought through for the SMBs. Very easy to use for the employees Made life so much easier to track their attendance, payslips generation etc Best feature is the Expense approval and payouts, which can happen directly via the system.”
Kredily negative reviews
Question: Question: What do you dislike about Kredily?
Kartik S. - “delay payslip and automatic loging problems”
Arun - “If you use or plan to use Kredily HRMS software, be prepared to face annoying ads every time you log in or refresh the page. They force you to view ads for health insurance, renewal offers, medical plans, and income tax liability. If you try to skip them, it prompts you to set up a call. It feels like a never-ending loop. Some features work inconsistently, and they remove features without warning. Even if you pay for useful features, they can disappear without notice. For renewals, they start pushing you six months or more in advance. I plan to quit using Kredily this year.”
A Hospitality and healthcare user - “Very frequent updates disrupt the data and the customer is never informed of the changes or updates.”
Overall verdict of Kredily
Feature: Payroll software
Pros: Seamless expense approval and payouts.
Cons: It does not provide TDS, form 16 and 12BB in the free or professional plans.
Feature: HR software
Pros: Comprehensive and straightforward.
Cons: Frequent updates and data disruptions.
Feature: Attendance and leave software
Pros: Easy to use.
Cons: Get logged out automatically and need to log in repeatedly.
We have tried Kredily and have gone through critical customer reviews. Based on our analysis, here is the final verdict:
Kredily is a comprehensive HR and payroll software for enterprises with 100+ team members who are looking for a custom plan accommodating basic and advanced use cases.
But if you have a team of 100 or 50 or less and want to use all the advanced HR, payroll, and leave management features without spending a lump sum, you should opt for one of the Kredily alternatives.
In the next section, we will be discussing the best Kredily alternatives.
Craze
Craze is a perfect Kredily alternative for startups and small businesses with any team size, be it 5, 50 or 500 employees, including full-time, part-time, contractors and interns. It is super-easy, self-served HRMS software with zero feature lock-ins.
Craze has pricing plans apt for whether you are a startup or a growing business. You don’t have to pay a flat price with a minimum number of employees. Instead, Craze offers a per-user-per-month plan.
The best part? All advanced features, such as one-click, error-free payroll, custom leave approval workflows, custom salary components, an automated leave management calendar, and sync with payroll software, are available in all plans, regardless of team size.
There is no minimum commitment or feature gating. Additionally, Craze has a super-responsive support team that responds within minutes, and you get a direct resolution to your queries from their founding team.
Here's how Craze stands out compared to others:
Unmatched granularity and control: Advanced workflows for reimbursements, leaves, attendance, and more, with flexible approvals and rejections.
Smart policy management: Assign policies at a cluster level, with no manual work when employees move between roles or locations.
Fast, founder-led support: We respond within minutes. No ticket queues. You’ll always have senior team involvement.
Modern, intuitive UI: Built for today’s teams — simple, clean, and easy to use.
Transparent, affordable pricing: No hidden support, onboarding, or feature access charges.
GreytHR
GreytHR’s free plan is suitable for up to 25 employees and it is appropriate for SMEs looking for basic HR automation features.
Zoho Payroll
Zoho payroll is perfect for medium-sized businesses to automate employee' using multiple products from its suite.
Keka
Keka’s comprehensive HRMS, payroll and leave management solutions are appropriate for large enterprises.
RazorpayX Payroll
RazorpayX Payroll has two plans designed for SMEs and enterprises to automate their payroll end-to-end.
Kredily is an easy-to-use, comprehensive HRMS software with three useful features: payroll, HR, and attendance and leave management. While users praise this tool's ease of use and advanced payroll features, some users also complain about its complicated pricing plan, where tax calculation is not part of the free and professional plans.
Kredily is rather expensive for startups as despite paying ₹1499 per month, the professional plan only accommodates up to 25 employees. Most of the features are gated and only accessible for an additional payment.
If you are looking for a Kredily alternative that charges you per employee per month and provides access to all advanced payroll features, we recommend Craze.
Of course, it is. This might sound like a biased sales pitch, but give us a second to prove why we are so confident. Craze is perfect for any business that is:
Looking for a people operating system that single-handedly covers HR, finance, and IT use cases.
Frustrated with feature-gating and needs software that is transparent with both features and pricing.
You prefer fast response from the customer support team for any queries or feature requests.
Here’s what Craze’s customers have to say👇
What types & sizes of businesses benefit most from using Kredily?
Kredily is more suitable for enterprises with 100+ team members looking for a custom plan with basic and advanced features. Startups and small businesses may find Kredily's pricing plans less appropriate due to feature lock-ins and additional charges.
Is immediate support available with Kredily?
Yes, it is available with professional & enterprise plans only.
Does Kredily include features for payroll and compliance management?
Yes, Kredily includes features for payroll and compliance management. The payroll software automatically calculates various tax elements like PF, PT, TDS, and ESI and incorporates deductions. However, some of these features may not be available in the free or professional plans.
Is there a mobile app available for Kredily?
Yes, Kredily offers mobile accessibility for its payroll, attendance & leave, and HR software, allowing users to access the platform's features on the go.
What third-party tools can be integrated with Kredily?
Kredily integrates with accounting, time-tracking tools, banks and biometric solutions.
